Introduction
Welcome to VCCandBank.com. By accessing and using our website and services, including virtual credit cards (VCCs), US bank accounts, hosting licenses, and software solutions, you agree to be bound by the following Terms and Conditions.

Use of Services

• You must be at least 18 years old to use our services.

• Our services are intended for lawful purposes only. You agree not to use them for illegal or fraudulent activities.

• You are responsible for providing accurate and truthful information when registering, ordering, or verifying accounts.

Account Responsibility

• You are responsible for maintaining the confidentiality of your account credentials, including login information for bank accounts, VCCs, or hosting panels.

• Any activity under your account is your responsibility. Notify us immediately if you suspect unauthorized access.

Payment and Refunds

• Payments for digital products and services are processed securely.

• Due to the nature of our digital services, all sales are generally non-refundable unless otherwise specified.

• Refund requests will be evaluated on a case-by-case basis.

Delivery of Services

• Most products are delivered instantly or within 24 hours. Some services requiring manual verification may take up to 48 hours.

• Delivery methods include email, account dashboards, or installation on your server with provided access.

Intellectual Property

• All content, software, logos, and trademarks on VCCandBank.com are the property of our company or our partners.

• You may not reproduce, distribute, or use any content without prior written permission.

Prohibited Activities
You agree not to:

• Use our services to commit fraud, illegal activities, or spam.

• Attempt to hack, manipulate, or interfere with our systems.

• Share your account or credentials with unauthorized third parties.

Limitation of Liability

• VCCandBank.com is not liable for any direct, indirect, or consequential damages arising from the use or inability to use our services.

• We strive to ensure accuracy and reliability, but errors, downtime, or technical issues may occur.

Changes to Terms

• We may update these Terms and Conditions periodically. Updated terms will be posted on this page with the revised effective date.

Governing Law

• These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines.

Contact Us
For any questions regarding these Terms and Conditions, please contact us at:
Email: admin@vccandbank.com

Effective Date: Oct. 02, 2025